This report is part of the LIFE HORIS project and is Deliverbale 4.1 - Report on Financing Schemes, Legal and Regulatory Aspects, and Technical Measures.

This Work Package 4 was focused on gathering information related to financing, legal and regulatory frameworks, and technical solutions to support the creation of a one-stop-shop platform for integrated home renovation services in Portugal, Spain, and Italy.
The first chapter detailed a database of public and private financing schemes available for home renovation and energy efficiency solutions in each country. This database includes a variety of financing formats, such as soft loans, grants, tax incentives, and targeted bank loans. For Portugal, the analysis identified eleven public, three private, and three local financing schemes. In Italy, two public and two private schemes and one innovative financing solution were identified. Similarly, twenty-one public and six private financing options were identified for Spain.
The second chapter included mapping the legal and regulatory environment for home renovation in each country. This information was collected for various types of interventions, such as space heating and cooling systems, domestic hot water preparation systems, ventilation systems, replacement of household appliances, water efficiency measures, the installation of solar photovoltaic systems and solar thermal collectors, lighting, building automation and control systems, e-mobility and home charging stations, green infrastructure, lifting installations, energy certification, construction, mediation of works, maintenance and inspection of technical systems, and electrical installations. The relevant legislation was identified for each of these interventions, along with key considerations that homeowners need to be aware of.
Finally, the project identified and categorized technical solutions for home renovation in the analyzed countries. These solutions were divided into four categories: Tips, Measures, Key Measures, and Points of Attention. They were further organized into eight intervention areas, including quick wins, insulation and ventilation, heating and cooling systems, hot water, electrical appliances, lighting, renewable energy generation, and water-saving. The impact of these measures was assessed using data provided by homeowners through the platform’s self-scan feature or based on typical household consumption profiles and reference technology values.
In summary, this deliverable compile extensive financing, regulatory, and technical information related to home renovation. This information forms a crucial repository designed to assist citizens in making informed decisions about home improvements and feed into the development of digital one-stop shops in the project's next phase.